Our services encompass a comprehensive range of wealth management solutions. We will focus on your specific needs—whether your goal is accumulating wealth, protecting your wealth, transferring assets to your children, or converting your investments into a source of income.

Our Wealth Management Expertise

Your Investment Counsellor, together with our Wealth Management Specialists, will work together with your advisors to meet your needs in the following areas and more:

• Discretionary investment management, which is designed to help free you from the day-to-day decisions required to manage your assets.
• Tax minimization, including strategic allocation of assets within your portfolio, using trusts, or income splitting with family members.
• Business succession planning to help ensure the smooth transition of your business to your chosen successor in accordance with your retirement or estate planning goals.
• Estate planning to ensure that your assets are distributed in the manner you intend and in the most tax-effective way possible.
• Retirement planning to ensure that the financial decisions you make today will benefit you when you are retired.
• Integrated credit and investing strategies, including leveraged investing strategies that have the potential to provide both enhanced returns and tax efficiencies.
• Cross-border private banking and investing through a network of RBC banking and investment specialists located around the world.
• Risk mitigation, featuring solutions selected through a comprehensive risk analysis, in order to preserve your wealth and your family’s lifestyle.

A Complete Universe of Investment Options

In developing your wealth management strategy, we will draw upon a full range of investment options to meet your specific goals, investing time horizon and investor profile. This includes Canadian and global fixed income products; Canadian, U.S. and international equities; alternative investments; socially responsible investment choices and more.

How We Find the Best Investments for You

The RBC Investment Strategy Committee, chaired by Dan Chornous, Chief Investment Officer of RBC Asset Management, is a team of top investment professionals that provides regular analysis of market conditions and direction on investment policy.

To find the top-performing securities for each portfolio, the committee uses a proprietary, multi-disciplined approach that incorporates technical, fundamental and quantitative analysis. This consistent, disciplined approach has proven successful across investment strategies and through widely varying market conditions. In fact, 85% of the money managed by RBC Asset Management has delivered investment performance in the first or second quartile for the five years ended January 31, 2009 (Morningstar).

In addition, Lipper, a leading global provider of financial information and analytical tools, named RBC Asset Management “Best Overall Fund Group in Canada” in 2007 and 2008 and “Best Bond Fund Family” in 2009. Phillips Hager & North was named “Best Bond Fund Family” for 2007, 2008 and 2010 and “Best Overall Fund Group” for 2010.