Our services encompass a comprehensive range of wealth management solutions. We will focus on your specific needs—whether your goal is accumulating wealth, protecting your wealth, transferring assets to your children, or converting your investments into a source of income.

Our Wealth Management Expertise

Your Investment Counsellor, together with our Wealth Management Specialists, will work together with your advisors to meet your needs in the following areas and more:

• Discretionary investment management, which is designed to help free you from the day-to-day decisions required to manage your assets.
• Tax minimization, including strategic allocation of assets within your portfolio, using trusts, or income splitting with family members.
• Business succession planning to help ensure the smooth transition of your business to your chosen successor in accordance with your retirement or estate planning goals.
• Estate planning to ensure that your assets are distributed in the manner you intend and in the most tax-effective way possible.
• Retirement planning to ensure that the financial decisions you make today will benefit you when you are retired.
• Integrated credit and investing strategies, including leveraged investing strategies that have the potential to provide both enhanced returns and tax efficiencies.
• Cross-border private banking and investing through a network of RBC banking and investment specialists located around the world.
• Risk mitigation, featuring solutions selected through a comprehensive risk analysis, in order to preserve your wealth and your family’s lifestyle.

A Complete Universe of Investment Options

In developing your wealth management strategy, we will draw upon a full range of investment options to meet your specific goals, investing time horizon and investor profile. This includes Canadian and global fixed income products; Canadian, U.S. and international equities; alternative investments; socially responsible investment choices and more.

How We Find the Best Investments for You

The RBC Investment Strategy Committee, chaired by Dan Chornous, Chief Investment Officer of RBC Global Asset Management, is a team of top investment professionals that provides regular analysis of market conditions and direction on investment policy.

To find the top-performing securities for each portfolio, the committee uses a proprietary, multi-disciplined approach that incorporates technical, fundamental and quantitative analysis. This consistent, disciplined approach has proven successful across investment strategies and through widely varying market conditions.

In 2012, RBC Global Asset Management received top Lipper Awards for the sixth consecutive year. PH&N Funds captured two of the top Lipper Group Awards: Best Overall Fund Group and Best Bond Fund Family. Add these to PH&N Funds previous Lipper Awards for Best Bond Fund Family in 2007, 2008, 2010 and 2011 and Best Overall Fund Group in 2010 and 2011 as well as RBC Funds Lipper Awards for Best Overall Fund Group in 2007 and 2008 and Best Bond Fund Family in 2009 and you have a track record that is truly impressive.

For more information, including the RBC Funds and PH&N Funds that received individual Lipper Fund Awards in 2011, click here .

The Lipper Fund Awards were awarded based on the best risk-adjusted performance over the three-year periods ended December 31 for the years of 2006, 2007, 2008 and 2009 and for the three-year periods ended October 31, 2010 for the 2011 Awards. Lipper Inc. is a Thomson Reuters company.